TSA Services
What will your retirement be like? Our exclusive TSA Services Notebook helps you get the most from your TSA. You may use any or all of the modules. We look forward to providing this service to you

Paycheck Comparison
One of the most important benefits of your tax sheltered account is that the contribution is made before deductions for federal and state income taxes. This "pre-tax" feature allows you to invest more than would be possible with currently taxable investment. The Paycheck Comparison helps ensure you are getting the maximum tax savings.

Retirement Income
Information on common methods of calculating retirement income. Information on basic retirement income products and concepts. Includes an opportunity to review a Retirement Income Illustration. One of the most-used module of the TSA Services Notebook for those nearing or in retirement.

Asset Allocation
Your TSA plan investment should match your attitude about risk, time before you plan to use the funds, and the amount you wish to invest. The Asset Allocation module will help determine your risk profile and generate a suitable portfolio to match your risk tolerance and goals. Your choice of general asset categories or specific investment recommendations.

Required Minimum Distribution
Review an illustration of the IRS Required Minimum Distribution of individual or multiple accounts. Contains information about prior RMD elections and choices available today, including lower limits for long-time TSA participants.

Maximum Contribution
The IRS has changed the rules! This module considers all retirement plan options and the options to maximize your contribution AND reduce your current taxes. Calculates your maximum based on years of service, TSA, 457, SIMPLE, 401(k), and other pension plans. Also calculates IRA deductible contributions.

TSA Loan
Calculates the maximum loan available under IRS guidelines. Information on tax consequences of taking a loan, effect on earnings, loan payment calculator, and IRS guidelines regarding TSA Loans.

Investment Comparison
A detailed comparison tool to examine investment and annuity products. Determine the 'Real Rate of Return' on your investments after fees and expenses. Also allows you to compare the 'taxable equivalent yield.'

TSA Investment Products
Information on leading investment products for TSAs, including managed accounts, load funds, no-load funds, variable annuities, and guaranteed investment options. Includes tips for selecting a product to match your time horizon, risk tolerance, and goals.

Tax Deferral
TSA contributions and earnings growth is on a tax deferred basis, meaning you do not pay taxes until you withdraw these funds. This helps your TSA savings grow faster than would be possible in a similar taxable investment. This module illustrates your personal tax deferral advantage.

Call 800-434-2199 or Contact us to order your TSA Services Notebook or to speak with one of our knowledgeable Retirement Professionals. We look forward to providing this service to you.